Research Goals
- Gauge users previous experiences with competitors products (what they do/dont like)
- Identify friction points in existing apps
- Understand what elements and functions are most important to users
Participant Criteria
15-65 yo
US resident
Uses multiple finance products
Frequently manages money
Looking to improve financial health
Current user of competitor apps
Survey Questions
Have you ever used Venmo/Cash App/Wallet?
yes
no
How frequently do you use mobile payment or send money to others on a mobile device?
multiple times a week
couple times a month
rarely if ever
How would you rate your experiences with mobile finance platforms?
amazing
could be improved
terrible
What (if any) of these aspects make using the app challenging?
lack of features
difficult to navigate
trouble finding someone
no issue
Do you think you would utilize budgeting/money management tools if made available to you?
yes
no
Interview Questions
Have you ever used mobile money transfer or payment apps like cash app, venmo, or apple wallet? If so how frequently?
When you use these apps what tends to be your experience?
What tends to be the best part of your experience using these apps? The worst?
Do you feel that any parts of your experience should be different? How so?
Do you feel that these current products meet your needs properly? Why or why not?
Does your prior experiences tend to have an impact on how often or willing you are to use their product?
What is your main priority when using these apps? Social? Security? Ease of use? etc.
What is one aspect of these products you wish were different? Why?
If some of these financial apps provided budget tools, do you think they would be of use to you? Why (not)?
Do you prefer to have separate products for each of your financial platforms? Why is that?
In terms of financial management tools, is there any feature or function that tends to make or break a product for you?
When it comes to financial tools like these (Venmo, CA, wallet) what would you say are the main things you look for?
How do you feel these current products could improve their platforms?
Do you feel that financial health tools provide any benefit in your life? why?
What are some tools you feel could help you manage your money better?